Terms of Use
Last updated: 10 November 2026
These terms apply when you use the CoreDhan app and website ("CoreDhan", "we", "us"). By creating an account or using CoreDhan you agree to them. If you don't agree, please don't use CoreDhan.
1. What CoreDhan is, and isn't
CoreDhan is a planning tool. It helps you record your money, compare debt-payoff strategies, budget, split spending and plan goals. It is not financial, investment, tax or legal advice, and we are not a bank, lender or licensed adviser. Calculations such as debt-free dates, interest, safe-to-spend amounts and exchange rates are estimates based on the information you enter and on assumptions that may not match your bank's. Check important decisions with your lender or a qualified adviser.
2. Your account
- You must be at least 18 and able to agree to these terms.
- Keep access to your email, Apple or Google account, and phone secure; anyone with them may be able to sign in to CoreDhan as you.
- You are responsible for what you add, and for having the right to add it.
3. Sharing with a partner
When you invite someone into your home, they can see the items you mark shared or amount-only, and edit shared items as the app allows. Only invite people you trust. You can mark items private, and either of you can leave or delete your account at any time.
4. Acceptable use
Don't use CoreDhan to break the law, to access another person's data without permission, to interfere with or overload the service, to probe or bypass its security, or to copy, resell or reverse-engineer it except where the law allows.
5. Paid plans
CoreDhan may offer paid subscriptions. They are sold through the Apple App Store or Google Play, and those stores' terms cover billing, renewal, cancellation and refunds. Subscriptions renew automatically until you cancel in your store account settings. Prices and what each plan includes are shown in the app before you buy.
6. Availability and changes
We work to keep CoreDhan running and your data safe, but we can't promise it will always be available or error-free. We may change, add or remove features. If we ever shut CoreDhan down, we will give you reasonable notice.
7. Ending your use
You can stop using CoreDhan and delete your account at any time from Settings → Delete account. We may suspend or close accounts that break these terms or put other users or the service at risk.
8. Our content
CoreDhan's app, design, name and logo belong to us. Your data belongs to you; you give us permission to store and process it only to run CoreDhan for you, as described in the privacy policy.
9. Liability
CoreDhan is provided "as is". To the extent the law allows, we are not liable for indirect or consequential losses, or for decisions you make based on CoreDhan's estimates, and our total liability to you is limited to the amount you paid us for CoreDhan in the 12 months before the claim. Nothing in these terms limits rights you have under consumer law that cannot be limited.
10. Changes to these terms
We may update these terms. We'll change the date above and, for significant changes, tell you in the app or by email. Continuing to use CoreDhan after that means you accept the updated terms.